Terms of use

Last updated 6 October 2026

By signing in to Sipwise you agree to these terms. They are written to be short and plain.

What Sipwise is

Sipwise is a tool for recording and viewing your own investments (PSX stocks, mutual funds, gold, silver and savings plans) and for planning monthly contributions. It does not place orders, hold money or connect to your broker.

Not investment advice

Monthly Picks, scores, allocations and estimates are informational and are ranked on your device from public data. They are not investment, tax or legal advice. Prices can be delayed or wrong, and tax figures are estimates. Check anything important against your broker and official sources before acting.

Your account and your keys

You are responsible for your Google account, your vault password and your recovery key. Because the portfolio is encrypted on your device, we cannot recover it if you lose both.

Acceptable use

Do not attempt to disrupt the service, access other people’s data, or scrape it at scale.

No warranty

The service is provided as is, without warranties. To the extent the law allows, we are not liable for losses arising from its use or from errors in the data it shows.

Changes and contact

We may update these terms and will change the date above when we do. Questions: suzairbukhari@gmail.com.